Credit.com has been around since 1996, which alone separates it from the fly-by-night credit repair scams and fake score sites that pop up daily. A domain that old, with a clean security record and no malware flags, tells you this isn't a throwaway operation.
What you're getting here is a free credit score and educational resources, not a lender itself. The site earns money through affiliate links to credit cards and other financial products — standard practice in this industry. Most established personal finance sites operate the same way. Credit.com publishes an About page, has contact information visible, and links to its social media profiles, which is more transparency than many competitors offer.
If you're asking "is Credit.com safe to use for a credit score check?" the answer is yes — your data goes through encrypted connections, and the site has privacy terms posted. It's not a bank or lender, so don't expect to open accounts here. The biggest risk would be clicking an affiliate offer without comparing rates elsewhere, but that's true of any recommendation site. The bottom line: Credit.com is what it claims to be, and its long track record backs that up.