Is n26.com legit?

88
/ 100
Trusted
Industry: Finance

This site appears to be trusted, demonstrating robust technical foundations and a long-standing online presence. While most signals are very positive, the absence of easily accessible contact information on the homepage is a minor area for improvement.

Finance average: 81/100 · based on 48 sites

Checked: April 27, 2026 at 12:48 PM UTC

Is n26.com a scam? Here's what we found.

Security 95/100

The site boasts strong security measures, including a valid SSL certificate with modern TLS 1.3, an effective HSTS header, and a Content Security Policy. Google Web Risk also found no threats.

Identity 95/100

With a domain nearly 21 years old and a clear creation and expiry date, the site exhibits a well-established and transparent identity. The use of Amazon as a registrar, while not inherently negative, is noted.

Reputation 95/100

The site has an excellent reputation, evidenced by its moderate global traffic, extensive 23-year web archive history, and a clean bill of health from all DNS blacklists checked.

Transparency 80/100

While the site has complete branding, legal pages, and a significant social media presence, the lack of immediate contact information on the homepage could lead to user frustration or questions about transparency.

Compliance 95/100

Both a privacy policy and terms of service pages are present, indicating a commitment to legal and user privacy compliance, which is crucial for modern websites.

Infrastructure 95/100

The site demonstrates a solid infrastructure with multiple IP addresses, properly configured email (MX, SPF, DMARC), and robust DNS setup through AWS, all contributing to reliable service and communication.

Signals Detected

[+]
Tranco Rank: Rank #22481

This site has moderate global traffic

[+]
Structured Data: Found

Site uses structured data identifying itself as: Organization, WebSite

[?]
Trustpilot: No Trustpilot profile

This business has no Trustpilot presence — not unusual for smaller or newer companies

[+]
SSL Certificate: Valid

Valid certificate, expires in 151 days

[?]
Certificate Issuer: Amazon

Certificate issued by Amazon

[+]
TLS Version: TLS 1.3

Connection uses TLS 1.3

[+]
Domain Age: 20 years, 10 months

Domain created 2005-09-16T18:32:45Z (20 years, 10 months ago)

[?]
Registrar: Amazon Registrar, Inc.

Registered through Amazon Registrar, Inc.

[+]
Domain Expiry: 2026-09-16T18:32:45Z

Expires in 142 days

[+]
DNSSEC: unsigned

DNSSEC status from WHOIS

[+]
DNS Resolution: 4 IP(s)

Resolves to: 143.204.181.24, 143.204.181.83, 143.204.181.120, 143.204.181.123

[+]
Email (MX Records): 5 record(s)

Mail servers: aspmx.l.google.com., alt2.aspmx.l.google.com., alt1.aspmx.l.google.com., aspmx2.googlemail.com., aspmx3.googlemail.com.

[+]
SPF Record: Present

Domain has SPF email authentication configured

[+]
DMARC Record: Present

Domain has DMARC email authentication configured

[+]
Name Servers: 4 server(s)

DNS providers: ns-1111.awsdns-10.org., ns-1688.awsdns-19.co.uk., ns-309.awsdns-38.com., ns-823.awsdns-38.net.

[+]
robots.txt: Present

robots.txt has 495 directives and references a sitemap

[+]
HSTS Header: Present

Site enforces HTTPS via HSTS

[+]
Content Security Policy: Present

Site has Content Security Policy configured

[?]
Server: envoy

Web server: envoy

[+]
Google Web Risk: Clean

No threats detected by Google Web Risk

[?]
Certificate Transparency: Unable to check

crt.sh returned status 429

[+]
Branding: Complete

Site has custom branding and social media metadata

[+]
Sitemap: 8 pages

Site maintains a proper sitemap with 8 indexed pages

[+]
Website Status: Online

Website is live and responding

[~]
Contact Info: Not found

No obvious contact information found on homepage

[+]
Legal Pages: Privacy & Terms found

Website has both privacy policy and terms of service pages

[+]
Social Media Presence: 5 platforms

Website links to multiple social media platforms

[+]
Web Archive History: 23 years

Earliest archive snapshot from 20020518

[+]
DNS Blacklists: Clean

Not found on any DNS blacklists

[+]
Page Load Time: 313ms

Fast page load

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When evaluating a financial services website like N26.com, trust is paramount. Unlike an e-commerce store where a poor experience might mean a delayed package, an issue with a bank can have significant financial implications. A crucial indicator of legitimacy for any financial platform is its technical security. N26.com excels here, using modern encryption (TLS 1.3) and actively enforcing secure connections, which is exactly what you'd expect from a reputable online bank. This robust foundation helps protect your data as it travels across the internet. However, potential users should also consider how easily they can get help when they need it. While N26.com has a strong social media presence, which can be useful for general inquiries, the absence of obvious contact information on the homepage is a red flag. For a banking service, clear and immediate access to customer support channels is essential for resolving urgent issues. Legitimate financial institutions typically make their contact details prominent, offering phone numbers, chat options, and email addresses directly where users will look for them. This transparency builds confidence and assures customers that assistance is readily available. Always look for clear contact methods when choosing an online financial provider.