Onpointba.at pretends to be OnPoint Community Credit Union, but it is not the real thing. The real credit union operates at onpointcu.com, not an Austrian domain. Google's Safe Browsing has already caught this site trying to trick visitors, which is a strong sign of phishing. The domain is registered to a person in Kansas under a company called 'Aker,' not a financial institution. There are no privacy policies or terms of service, which is illegal for a site handling banking logins. The site also has no history on the Wayback Machine, suggesting it was created very recently for fraudulent purposes. If you are searching for 'onpointba.at reviews,' you will not find any because this site isn't a real business. It exists solely to capture credentials. Do not log in, do not enter any personal details, and report the domain to your credit union. Onpointba.at is a scam.
In plain English
This site is a fake version of OnPoint Community Credit Union. Google has already flagged it for social engineering, meaning it is designed to trick people into giving up their login or personal information. Stay far away.
What you should do now
Don't panic. These steps limit the damage, and the sooner you take them the better.
Don't enter any details
No passwords, card numbers or personal information — even if the site looks professional.
Close the tab
Especially if you got here from an email, text message or social media ad.
Already paid? Call your bank
Contact your bank or card provider right away. They can often stop or reverse a recent payment.
Warn others
Report the site and share this check with anyone who sent you the link.
Where the score comes from
Google has flagged this site for social engineering, which means it is actively being used to trick people. That alone is a dealbreaker for any site asking for login credentials or financial info.
The registered owner is an individual in Kansas, not a credit union. The .at domain and mismatched organization name suggest the operator is hiding behind a fake identity.
The site has no history in the Wayback Machine and no Trustpilot presence. Combined with the Google flag, it has zero positive signals to offset the warnings.
While a contact page and about page exist, the entire site copies a legitimate credit union's branding. That is not transparency, it is impersonation.
A real credit union would have clear privacy and terms pages. This site lacks both, which is illegal for financial services in many places and a major red flag.
Basic hosting and no email setup. The site accepts outdated TLS connections, which adds risk, but the bigger issue is that everything else is already compromised.
What we checked
Think this verdict is wrong?
Site owners can request a fresh scan. Scores update automatically as signals change.